:root {
  --primary-color: #1e3a8a;
  --primary-dark: #1e293b;
  --primary-light: #3b82f6;
  --secondary-color: #10b981;
  --accent-color: #f59e0b;
  --text-dark: #1f2937;
  --text-light: #6b7280;
  --background: #ffffff;
  --background-alt: #f9fafb;
  --border-color: #e5e7eb;
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
  --transition: all 0.3s ease;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text-dark);
  background-color: var(--background);
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Playfair Display', serif;
  font-weight: 600;
  line-height: 1.2;
  color: var(--primary-dark);
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

img {
  max-width: 100%;
  display: block;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.loader {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--background);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 10000;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.loader.hidden {
  opacity: 0;
  visibility: hidden;
}

.loader-circle {
  width: 50px;
  height: 50px;
  border: 4px solid var(--border-color);
  border-top-color: var(--primary-color);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(20px);
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
  z-index: 1000;
  transition: var(--transition);
}

.navbar.scrolled {
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  background: rgba(255, 255, 255, 0.98);
}

.nav-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 24px;
  font-weight: 700;
  color: var(--primary-color);
}

.logo svg {
  color: var(--primary-color);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  font-weight: 500;
  color: var(--text-dark);
  position: relative;
}

.nav-links a:not(.btn-primary-small):hover {
  color: var(--primary-color);
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--primary-color);
}

.btn-primary-small {
  background: var(--primary-color);
  color: white;
  padding: 10px 24px;
  border-radius: 8px;
  font-weight: 600;
  transition: var(--transition);
}

.btn-primary-small:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.menu-toggle span {
  width: 25px;
  height: 2px;
  background: var(--primary-color);
  transition: var(--transition);
}

.menu-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(7px, 7px);
}

.menu-toggle.active span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding-top: 80px;
  overflow: hidden;
}

.hero-background {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 0;
}

.hero-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(135deg, rgba(30, 58, 138, 0.95) 0%, rgba(59, 130, 246, 0.85) 50%, rgba(16, 185, 129, 0.9) 100%);
}

.hero-wave {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  z-index: 2;
}

.hero-wave svg {
  display: block;
  width: 100%;
  height: auto;
}

.hero-content {
  position: relative;
  z-index: 1;
  text-align: center;
  max-width: 800px;
  margin: 0 auto;
  padding: 60px 0;
}

.badge {
  display: inline-block;
  background: rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(10px);
  color: white;
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 24px;
  animation: fadeInUp 0.8s ease;
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.hero h1 {
  font-size: 56px;
  margin-bottom: 24px;
  animation: fadeInUp 0.8s ease;
  color: white;
}

.hero-subtitle {
  font-size: 20px;
  color: rgba(255, 255, 255, 0.95);
  margin-bottom: 40px;
  animation: fadeInUp 0.8s ease 0.2s both;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  margin-bottom: 60px;
  animation: fadeInUp 0.8s ease 0.4s both;
}

.btn-primary, .btn-secondary {
  padding: 16px 32px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 16px;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.btn-primary {
  background: white;
  color: var(--primary-color);
  border: 2px solid white;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.15);
}

.btn-primary:hover {
  background: rgba(255, 255, 255, 0.95);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

.btn-primary svg {
  transition: transform 0.3s ease;
}

.btn-primary:hover svg {
  transform: translateX(4px);
}

.btn-secondary {
  background: transparent;
  color: white;
  border: 2px solid white;
}

.btn-secondary:hover {
  background: white;
  color: var(--primary-color);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

.hero-stats {
  display: flex;
  justify-content: center;
  gap: 60px;
  animation: fadeInUp 0.8s ease 0.6s both;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(10px);
  padding: 32px 48px;
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  margin-top: 40px;
}

.stat-item {
  text-align: center;
}

.stat-item h3 {
  font-size: 36px;
  color: white;
  margin-bottom: 8px;
  font-weight: 700;
}

.stat-item p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 14px;
}

.section-title {
  font-size: 42px;
  text-align: center;
  margin-bottom: 16px;
  position: relative;
  display: inline-block;
  width: 100%;
}

.section-title::after {
  content: '';
  position: absolute;
  bottom: -12px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-light), var(--secondary-color));
  border-radius: 2px;
}

.section-subtitle {
  text-align: center;
  font-size: 18px;
  color: var(--text-light);
  margin-bottom: 48px;
  margin-top: 24px;
}

.advantages {
  padding: 100px 0;
  background: var(--background-alt);
}

.advantages-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 32px;
  margin-top: 60px;
}

.advantage-card {
  position: relative;
  background: white;
  padding: 40px 32px;
  border-radius: 16px;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  text-align: center;
  border: 1px solid transparent;
  overflow: hidden;
}

.advantage-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-light), var(--secondary-color));
  transform: scaleX(0);
  transition: transform 0.3s ease;
}

.advantage-card:hover::before {
  transform: scaleX(1);
}

.advantage-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(59, 130, 246, 0.1);
}

.advantage-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--primary-light), var(--secondary-color));
  border-radius: 50%;
  color: white;
  box-shadow: 0 8px 20px rgba(59, 130, 246, 0.3);
  transition: transform 0.3s ease;
}

.advantage-card:hover .advantage-icon {
  transform: scale(1.1) rotate(5deg);
}

.advantage-card h3 {
  font-size: 22px;
  margin-bottom: 16px;
}

.advantage-card p {
  color: var(--text-light);
  line-height: 1.8;
}

.how-it-works {
  padding: 100px 0;
}

.steps {
  margin-top: 60px;
  display: flex;
  flex-direction: column;
  gap: 40px;
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
}

.step {
  position: relative;
  display: flex;
  gap: 32px;
  align-items: center;
  padding: 40px;
  background: white;
  border-radius: 16px;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.step:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.step-image {
  position: relative;
  width: 200px;
  height: 200px;
  border-radius: 12px;
  overflow: hidden;
  flex-shrink: 0;
}

.step-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.3s ease;
}

.step:hover .step-image img {
  transform: scale(1.1);
}

.step-number {
  position: absolute;
  top: 24px;
  left: -12px;
  font-size: 72px;
  font-weight: 700;
  color: var(--primary-light);
  opacity: 0.1;
  font-family: 'Playfair Display', serif;
  z-index: 0;
}

.step-content {
  position: relative;
  z-index: 1;
  flex: 1;
}

.step-content h3 {
  font-size: 24px;
  margin-bottom: 12px;
}

.step-content p {
  color: var(--text-light);
  line-height: 1.8;
}

.cta {
  position: relative;
  padding: 120px 0;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
  color: white;
  overflow: hidden;
}

.cta::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.2) 0%, transparent 70%);
  border-radius: 50%;
}

.cta::after {
  content: '';
  position: absolute;
  bottom: -50%;
  left: -20%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.2) 0%, transparent 70%);
  border-radius: 50%;
}

.cta-content {
  position: relative;
  z-index: 1;
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.cta h2 {
  font-size: 42px;
  color: white;
  margin-bottom: 16px;
}

.cta p {
  font-size: 18px;
  margin-bottom: 32px;
  opacity: 0.95;
}

.cta .btn-primary {
  background: white;
  color: var(--primary-color);
  border-color: white;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.cta .btn-primary:hover {
  background: var(--background-alt);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.25);
  transform: translateY(-2px) scale(1.05);
}

.footer {
  background: var(--primary-dark);
  color: white;
  padding: 60px 0 24px;
}

.footer-content {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 40px;
  margin-bottom: 40px;
}

.footer-section h4 {
  color: white;
  margin-bottom: 16px;
  font-size: 18px;
}

.footer-section p, .footer-section li {
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 8px;
  line-height: 1.8;
}

.footer-section ul {
  list-style: none;
}

.footer-section a:hover {
  color: var(--secondary-color);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 16px;
}

.footer-logo svg {
  color: var(--secondary-color);
}

.footer-bottom {
  text-align: center;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.5);
}

.page-hero {
  padding: 140px 0 80px;
  text-align: center;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
  color: white;
}

.page-hero h1 {
  font-size: 48px;
  color: white;
  margin-bottom: 16px;
}

.page-hero p {
  font-size: 18px;
  opacity: 0.9;
}

.about-section, .mission-section, .commitment-section {
  padding: 100px 0;
}

.about-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-text h2 {
  font-size: 36px;
  margin-bottom: 24px;
}

.about-text p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 16px;
}

.about-image {
  position: relative;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.about-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.5s ease;
}

.about-image:hover img {
  transform: scale(1.05);
}

.image-badge {
  position: absolute;
  bottom: 24px;
  left: 24px;
  background: white;
  padding: 12px 20px;
  border-radius: 50px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: var(--shadow-lg);
  font-weight: 600;
  color: var(--text-dark);
  font-size: 14px;
}

.mission-section {
  background: var(--background-alt);
}

.mission-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 40px;
  margin-top: 60px;
}

.mission-card {
  background: white;
  padding: 40px;
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.mission-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.mission-icon {
  margin-bottom: 24px;
  color: var(--primary-color);
}

.mission-card h3 {
  font-size: 24px;
  margin-bottom: 16px;
}

.mission-card p {
  color: var(--text-light);
  line-height: 1.8;
}

.commitment-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 32px;
  margin-top: 60px;
}

.commitment-item {
  padding: 32px;
  background: var(--background-alt);
  border-radius: 12px;
  transition: var(--transition);
}

.commitment-item:hover {
  background: white;
  box-shadow: var(--shadow-lg);
}

.commitment-number {
  font-size: 14px;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: 16px;
}

.commitment-item h3 {
  font-size: 20px;
  margin-bottom: 12px;
}

.commitment-item p {
  color: var(--text-light);
  line-height: 1.8;
}

.contact-section {
  padding: 80px 0;
}

.contact-wrapper {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 60px;
}

.contact-info {
  background: var(--background-alt);
  padding: 40px;
  border-radius: 12px;
  height: fit-content;
}

.contact-info h2 {
  font-size: 28px;
  margin-bottom: 16px;
}

.contact-info > p {
  color: var(--text-light);
  margin-bottom: 32px;
  line-height: 1.8;
}

.contact-item {
  display: flex;
  gap: 20px;
  margin-bottom: 32px;
}

.contact-icon {
  width: 48px;
  height: 48px;
  background: var(--primary-color);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  flex-shrink: 0;
}

.contact-item h3 {
  font-size: 18px;
  margin-bottom: 4px;
}

.contact-item p {
  color: var(--text-light);
  font-size: 14px;
}

.contact-form-wrapper {
  position: relative;
}

.contact-form {
  background: white;
  padding: 40px;
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
}

.contact-form h2 {
  font-size: 28px;
  margin-bottom: 32px;
}

.form-group {
  margin-bottom: 24px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  font-weight: 600;
  color: var(--text-dark);
}

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 14px 16px;
  border: 2px solid var(--border-color);
  border-radius: 8px;
  font-family: inherit;
  font-size: 16px;
  transition: var(--transition);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--primary-light);
  box-shadow: 0 0 0 4px rgba(59, 130, 246, 0.1);
  transform: translateY(-1px);
}

.form-group input.error,
.form-group textarea.error,
.form-group select.error {
  border-color: #ef4444;
}

.error-message {
  display: block;
  color: #ef4444;
  font-size: 14px;
  margin-top: 6px;
}

.success-message {
  display: none;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 60px 40px;
  background: white;
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
}

.success-message.show {
  display: flex;
}

.success-message svg {
  color: var(--secondary-color);
  margin-bottom: 24px;
}

.success-message h3 {
  font-size: 24px;
  margin-bottom: 12px;
}

.success-message p {
  color: var(--text-light);
  line-height: 1.8;
}

.loan-form-section {
  padding: 80px 0;
  background: var(--background-alt);
}

.form-progress {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 60px;
  padding: 32px;
  background: white;
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
}

.progress-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}

.progress-circle {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--border-color);
  color: var(--text-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  transition: var(--transition);
}

.progress-step.active .progress-circle {
  background: var(--primary-color);
  color: white;
}

.progress-step span {
  font-size: 14px;
  color: var(--text-light);
  text-align: center;
}

.progress-step.active span {
  color: var(--primary-color);
  font-weight: 600;
}

.progress-line {
  width: 100px;
  height: 2px;
  background: var(--border-color);
  margin: 0 16px;
}

.loan-form-wrapper {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
}

.loan-form {
  background: white;
  padding: 40px;
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
}

.form-section {
  display: none;
}

.form-section.active {
  display: block;
}

.form-section h2 {
  font-size: 28px;
  margin-bottom: 32px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.form-buttons {
  display: flex;
  gap: 16px;
  margin-top: 32px;
}

.btn-next {
  flex: 1;
}

.checkbox-group {
  margin-bottom: 32px;
}

.checkbox-label {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  cursor: pointer;
}

.checkbox-label span {
  flex: 1;
  line-height: 1.6;
}

.checkbox-label a {
  color: var(--primary-color);
  text-decoration: underline;
}

.loan-info {
  background: white;
  padding: 32px;
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
  height: fit-content;
}

.loan-info h3 {
  font-size: 20px;
  margin-bottom: 20px;
}

.loan-info ul {
  list-style: none;
}

.loan-info li {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  color: var(--text-light);
}

.loan-info svg {
  color: var(--secondary-color);
  flex-shrink: 0;
}

.recap-section {
  padding: 80px 0;
  background: var(--background-alt);
}

.recap-wrapper {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
}

.recap-card {
  background: white;
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.recap-header {
  background: linear-gradient(135deg, var(--primary-color), var(--primary-light));
  color: white;
  padding: 40px;
  text-align: center;
}

.recap-header svg {
  margin: 0 auto 24px;
  color: white;
}

.recap-header h2 {
  color: white;
  font-size: 28px;
}

.recap-section-block {
  padding: 32px 40px;
  border-bottom: 1px solid var(--border-color);
}

.recap-section-block:last-of-type {
  border-bottom: none;
}

.recap-section-block h3 {
  font-size: 20px;
  margin-bottom: 20px;
  color: var(--primary-color);
}

.recap-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.recap-item {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.recap-item.full-width {
  grid-column: 1 / -1;
}

.recap-label {
  font-size: 14px;
  color: var(--text-light);
}

.recap-value {
  font-weight: 600;
  color: var(--text-dark);
}

.highlight-value {
  font-size: 24px;
  color: var(--primary-color);
}

.recap-section-block.highlight {
  background: var(--background-alt);
}

.recap-estimate {
  padding: 24px 40px;
  background: linear-gradient(135deg, rgba(30, 58, 138, 0.05), rgba(16, 185, 129, 0.05));
  display: flex;
  justify-content: space-around;
}

.estimate-item {
  text-align: center;
}

.estimate-label {
  display: block;
  font-size: 14px;
  color: var(--text-light);
  margin-bottom: 8px;
}

.estimate-value {
  display: block;
  font-size: 24px;
  font-weight: 700;
  color: var(--primary-color);
}

.recap-actions {
  padding: 32px 40px;
  display: flex;
  gap: 16px;
}

.recap-actions button {
  flex: 1;
  border: none;
  cursor: pointer;
}

.recap-info {
  background: white;
  padding: 32px;
  border-radius: 12px;
  box-shadow: var(--shadow-sm);
  height: fit-content;
}

.recap-info h3 {
  font-size: 20px;
  margin-bottom: 20px;
}

.recap-info ol {
  padding-left: 20px;
  margin-bottom: 24px;
}

.recap-info li {
  color: var(--text-light);
  margin-bottom: 12px;
  line-height: 1.6;
}

.info-box {
  background: rgba(59, 130, 246, 0.1);
  border-left: 4px solid var(--primary-light);
  padding: 16px;
  border-radius: 8px;
  display: flex;
  gap: 12px;
}

.info-box svg {
  color: var(--primary-light);
  flex-shrink: 0;
}

.info-box p {
  color: var(--text-dark);
  font-size: 14px;
  line-height: 1.6;
  margin: 0;
}

.confirmation-modal {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.5);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 24px;
}

.confirmation-modal.show {
  display: flex;
}

.modal-content {
  background: white;
  padding: 60px 40px;
  border-radius: 16px;
  max-width: 500px;
  width: 100%;
  text-align: center;
  animation: modalSlideIn 0.3s ease;
}

@keyframes modalSlideIn {
  from {
    transform: translateY(-50px);
    opacity: 0;
  }
  to {
    transform: translateY(0);
    opacity: 1;
  }
}

.modal-icon {
  margin: 0 auto 32px;
}

.modal-icon.success svg {
  color: var(--secondary-color);
}

.modal-content h2 {
  font-size: 28px;
  margin-bottom: 16px;
}

.modal-content p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 24px;
}

.modal-reference {
  background: var(--background-alt);
  padding: 20px;
  border-radius: 8px;
  margin-bottom: 32px;
}

.modal-reference span {
  display: block;
  font-size: 14px;
  color: var(--text-light);
  margin-bottom: 8px;
}

.modal-reference strong {
  font-size: 24px;
  color: var(--primary-color);
  font-family: monospace;
}

.modal-actions {
  display: flex;
  gap: 16px;
  justify-content: center;
}

.privacy-section {
  padding: 80px 0;
}

.privacy-content {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 60px;
}

.privacy-nav {
  position: sticky;
  top: 100px;
  height: fit-content;
  background: var(--background-alt);
  padding: 32px;
  border-radius: 12px;
}

.privacy-nav h3 {
  font-size: 18px;
  margin-bottom: 16px;
}

.privacy-nav ul {
  list-style: none;
}

.privacy-nav li {
  margin-bottom: 12px;
}

.privacy-nav a {
  color: var(--text-light);
  transition: var(--transition);
}

.privacy-nav a:hover {
  color: var(--primary-color);
}

.privacy-text section {
  margin-bottom: 48px;
}

.privacy-text h2 {
  font-size: 32px;
  margin-bottom: 20px;
  padding-top: 20px;
}

.privacy-text h3 {
  font-size: 22px;
  margin: 24px 0 12px;
}

.privacy-text h4 {
  font-size: 18px;
  margin: 20px 0 12px;
}

.privacy-text p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 16px;
}

.privacy-text ul {
  padding-left: 24px;
  margin-bottom: 20px;
}

.privacy-text li {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 8px;
}

.privacy-text a {
  color: var(--primary-color);
  text-decoration: underline;
}

.privacy-text .info-box {
  margin: 24px 0;
}

.privacy-text .info-box h4 {
  margin-top: 0;
  margin-bottom: 8px;
}

.rights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 24px;
  margin: 32px 0;
}

.right-card {
  background: var(--background-alt);
  padding: 24px;
  border-radius: 8px;
  border-left: 4px solid var(--primary-color);
}

.right-card h4 {
  font-size: 18px;
  margin-bottom: 8px;
}

.right-card p {
  font-size: 14px;
  margin: 0;
}

.contact-info-box {
  background: var(--background-alt);
  padding: 32px;
  border-radius: 12px;
  margin: 32px 0;
}

.contact-method {
  margin-bottom: 24px;
}

.contact-method:last-child {
  margin-bottom: 0;
}

.contact-method strong {
  display: block;
  margin-bottom: 8px;
  color: var(--text-dark);
}

.contact-method a {
  color: var(--primary-color);
  text-decoration: underline;
}

.last-update {
  background: var(--background-alt);
  padding: 32px;
  border-radius: 12px;
  margin-top: 48px;
}

.last-update p {
  margin-bottom: 12px;
}

.disclaimer {
  font-size: 14px;
  font-style: italic;
  color: var(--text-light);
}

.animate-on-scroll {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 968px) {
  .nav-links {
    position: fixed;
    top: 70px;
    left: 0;
    width: 100%;
    background: white;
    flex-direction: column;
    padding: 24px;
    box-shadow: var(--shadow-lg);
    transform: translateY(-100%);
    transition: var(--transition);
    opacity: 0;
    visibility: hidden;
  }

  .nav-links.active {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .menu-toggle {
    display: flex;
  }

  .hero h1 {
    font-size: 40px;
  }

  .hero-subtitle {
    font-size: 18px;
  }

  .hero-buttons {
    flex-direction: column;
  }

  .hero-stats {
    flex-direction: column;
    gap: 32px;
    padding: 24px 32px;
  }

  .about-content {
    grid-template-columns: 1fr;
  }

  .contact-wrapper {
    grid-template-columns: 1fr;
  }

  .loan-form-wrapper {
    grid-template-columns: 1fr;
  }

  .form-progress {
    padding: 24px 16px;
  }

  .progress-step span {
    font-size: 12px;
  }

  .progress-line {
    width: 40px;
    margin: 0 8px;
  }

  .recap-wrapper {
    grid-template-columns: 1fr;
  }

  .privacy-content {
    grid-template-columns: 1fr;
  }

  .privacy-nav {
    position: static;
  }

  .step {
    flex-direction: column;
    text-align: center;
  }

  .step-image {
    width: 100%;
    height: 250px;
  }

  .step-number {
    position: static;
    opacity: 0.15;
    margin-bottom: 16px;
  }
}

@media (max-width: 640px) {
  .hero h1 {
    font-size: 32px;
  }

  .section-title {
    font-size: 32px;
  }

  .page-hero h1 {
    font-size: 36px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .recap-grid {
    grid-template-columns: 1fr;
  }

  .recap-estimate {
    flex-direction: column;
    gap: 24px;
  }

  .recap-actions {
    flex-direction: column;
  }

  .form-buttons {
    flex-direction: column;
  }

  .btn-secondary,
  .btn-primary {
    width: 100%;
    justify-content: center;
  }

  .hero-buttons {
    width: 100%;
  }

  .hero-buttons a {
    width: 100%;
    justify-content: center;
  }
}